Evaluation of performance of Indian Banks by using CAMEL AND G R A Techniques.

Iranian Journal of Optimization

مقاله 5، دوره 8، شماره 1، شهریور 2016، صفحه 29-36   

نوع مقاله: Review Paper

نویسنده

hari krishna Tata^*

JNTU KAkinada

چکیده

In the paper an attempt was made to study the performance of Indian Banks with the help of CAMEL(C-Capital Adequacy, A- Asset Quality, M- Management Quality, E-Earnings, L-Liquidity i.e. CAMEL) rating system, over the period of five years from (2011 to 2015) and then evaluated out the efficiency of banks with the help of GRA (Grey Relation Analysis) technique there by gaining confidence from investors and ranking them accordingly. The paper studied the influence of the degree of every performance factors through grey relational analysis and there by ranked the performance of every bank. The result thus obtained is compared with that of the Ranks obtained by CAMEL method. The research finding suggests that some banks are in advantage situation and thereby hinting at the possibility of further improvisation. Banks show marked consistency in their efficiency level during the period under study

کلیدواژه‌ها

CAMEL rating؛ GRA؛ METHOD- PERFORMANCE OF Indian banks

مراجع

Bryson, N., & Mobolurin, A. (1996). An action learning evaluation procedure form multiple criteria decision making problems. European Journal of Operations Research, 96(3), 379-386.

Deng, J.L. (1989). Introduction to Grey System. Journal of Grey Systems.UK, 1(1), 1-24.

Deng, J.L. (2003). The grey theoretical foundation. Wuhan: Huazhong University of Science and Technology Press.

Hwang, C.L., & Yoon,K. (1981). Multiple Attribute Decision Making Berlin Heidelberg, New York: Sprigner-Verlag.

Md Kabir, A., & Dey, S. (2012). Performance analysis through CAMEL rating: A comparative study of selected private commercial banks in Bangladesh. Journal of Politics & Governance, 1(2/3),16-25.

Mishra, G., Harsha, S., Anand, &. Dhruva, N. R. (2012). Analyzing soundness in Indian banking: A CAMEL approach. Research Journal of Management Sciences, 1( 3),  9-14.

Misra, S. K., & Aspal, P.K. (2013). A camel model analysis of state bank group. World Journal of Social Sciences, 3(4), 36–55.

Omoniwam,B.(2014). A Solution to Multi Criteria Robot Selection Problems Using Grey Relational Analysis International Journal of Computer and Information Technology, 03, 02.

Qing-li, DA., & Ze-shui, Xu. (2002). Single-objective optimization model in uncertain multi-attribute decision-making. Journal of Systems Engineering,17(1),50-55.

Trivedi, K. R. (2013). A camel model analysis of scheduled urban co-operative bank in Surat City–A case study of Surat people’s cooperative bank. IOSR Journal of Business and Management, 48-54.