Impact of Rural Finance Institution Building Programme on Food Security Status: A Comparative Study between Beneficiaries and Non-beneficiaries in Anambra State

International Journal Of Agricultural Science, Research And Technology In Extension And Education Systems

دوره 12، شماره 3، آذر 2022، صفحه 167-177   

نوع مقاله: Original Article

نویسندگان

Clement Okechukwu Attamah^* ؛ Jane Mbolle Chah

Department of Agricultural Extension, University of Nigeria, Nsukka

چکیده

Comparative study on the impact of Rural Finance Institution Building Programme (RUFIN) on the food security status of the beneficiaries and non-beneficiaries was conducted in Anambra State, Nigeria. The study employed multistage, purposive and snowball sampling techniques to select 120 households (60 beneficiaries and 60 non-beneficiaries). Data were collected using structured interview schedule. To determine the food security status of the RUFIN beneficiaries (RB) and non-beneficiaries (NRB), food security survey module was adopted. Descriptive statistics, t-test and factor analysis were used for data analysis. About 43% of RB and 22% of NRB were food secured. No significant (p>0.05) difference was seen between the two groups in the number of times households feed in a day (t = 0.00) with food insecurity score of t = -1.53. Conclusively, beneficiaries were more food secured than the non-beneficiaries but the marginal difference is not so substantial when viewed in the lens of the programme intention. Therefore, the volume of loanable amount and payback period should be increased by RUFIN to allow for meaningful agricultural investment which will in a long run, positively affect the food security status of the beneficiaries

کلیدواژه‌ها

RUFIN؛ Impact evaluation؛ Food security؛ Strategies

مراجع

1. Abubakar, B.Y. (2010). The role of research and development in the attainment of food security in Nigeria. Paper Presented at the Technical Session of the National Agricultural Show, Nasarawa State, Nigeria. October 13th and 14th.
2. Adebayo, I. (2017). Agric loan: Attitude of defaulters disturbs government. Daily Trust.ttps://www.dailytrust.com.ng/news/general/agric-loan-attitude-of-defaulters-disturbs-govt/195311.html.
3. Aidelunuoghene, O.S. (2014). The Paradox of Poverty in Nigeria: What an Irony. Research Journal of Finance and Accounting, 5(4), 116-122
4. Akerele, D., Momoh, S., Aromolaran, A.B., Oguntona, C.R.B. and Shittu, A.M. (2013). Food Insecurity and Coping Strategies in South-West Nigeria. Springer Science + Business Media Dordrecht and International Society for Plant Pathology, 407-414.
5. Akinnagbe, O.M and Adonu, A.U. (2014). Rural farmers’ sources and use of credit in Nsukka Local Government Area of Enugu State, Nigeria. Asian Journal of Agricultural Research, 8, 195-203.
6. Akombi, B.J., Agho, K.E., Hall, J.J., Merom, D., Astell-Burt, T., and Renzaho, A.M.N. (2017). Child malnutrition in sub-Saharan Africa: A meta-analysis of demographic and         health surveys (2006-2016). PLoS One, 12(5): e0177338.    
7. Ayanda, I. F. and Ogunsekan, O. (2012). Farmers’ perception of repayment of loans obtained from Bank of Agriculture, Ogun State, Nigeria. Journal of Agricultural Science, 3(1), 21-27.
8. Cracking the Nut Conference. (2011). Cracking the nut: Overcoming obstacles to rural & agricultural finance. Lessons from the 2011 Conference. AZMJ. www.crackingthenutconference.com/ uploads/5/3/7/2/.../ctn2011 _publication.pdf.
9. Daily Trust. (2017, 6, 29). 7 yrs of RUFIN project: FG, IFAD review impact on rural farmers. https://dailytrust.com/7yrs-of-rufin-project-fg-ifad-review-impact-on-rural-farmers
10. Demirgüç-Kunt, A and Klapper, L. (2013). Financial Inclusion in Africa: A Snapshot. Triki and Faye (Eds.). pp 1-145.
11. Etim, E. E., Duke, O.O and Ogbinyi, J. O. J. (2017). The Implications of Food Insecurity, Poverty and Hunger on Nigeria’s National Security. Asian Research Journal of Arts & Social Sciences 4(2): 1-10.
12. Ezeama, N. N., Ibeh, C., Adinma, E., Emelumadu, O., and Adogu, P. (2015). Coping with household food insecurity: Perspectives of mothers in Anambra State, Nigeria. Journal of Food Security, 3(6),145-154.
13. Federal Ministry of Agriculture and Rural Development. (2015). RUFIN. FMARD.GOV.NG.
14. Idachaba, F.S. (2004). Food security in Nigeria: Challenges under democratic dispensation. Paper Presented at the 9th ARMTI Annual Lecture.
15. International Finance Corporation. (2012). Innovative Agricultural SME Finance Models. Pennsylvania, Washington D.C. www.ifc.org.
16. International Fund for Agricultural Development (2009). Rural finance: Policy. http://www.ifad.org/…/f68b3486-940a-.
17. International Fund for Agricultural Development (2012). Nigeria: scaling up note. IFAD/PieroTartagni.
18. International Labor Organization (2014). Rural development: The need to invest in Africa’s rural transformation. ILO Newsroom.
19. Irohibe, Q. I. (2012). Access and Use of Agricultural Information for Improving Food Security among Rural Women in Bayelsa State, Nigeria. An M.Sc thesis, Department of Agricultural Extension, University of Nigeria, Nsukka.
20. Kama, U. and Adigun, M. (2013). Financial inclusion in Nigeria: Issues and challenges. Occasional paper no. 45. Central Bank of Nigeria.
21. Llanto, M. G. (2005). Rural finance in the Philippines: Issues and policy challenges. Agricultural Credit Policy Council. Philippines Institute for Development Studies.
22. Mirza, M. F., Siddiqui, B.N., Hanif, M., Jabeen, A., Sadaf, G., Nauman, A., Shakeel, S. and Munawwar, M. (2013). Effect of socio-economic characteristic on the food security of small scale farmers in Rawalpindi. International Journal of Agricultural Science, Research and Technology in Extension and Education Systems, 3(2),87-91
23. Mucavele, S. (2015). The role of the rural women in Agriculture. In MuGeDe-Wowen, Gender and Development Republic of Mozambique-Southern Africa. http://www.wfo-oma.com/women-in-agriculture/article/the-role-of-rural-women-in-agriculture.html.
24. National Population Commission. (2006). Population Figure. Federal Republic of Nigeria, Abuja. NPC.
25. Nigerian Investment Promotion Commission. (2015). RUFIN: Rural Finance Institutions. Quotech Global Services. NIPC.
26. Ogwumike, F. O. (2002). An appraisal of poverty reduction strategies in Nigeria, Central Bank of Nigeria Economic and financial review, 39(4).
27. Olaolu, M. O. (2016). Impact of the Second National FADAMA Development Critical Ecosystem Management Project on Beneficiaries’ Livelihood in Kwara and Kogi States, Nigeria. A Ph.D research findings in the Department of Agricultural Extension, University of Nigeria, Nsukka.
28. Olawale, S. (2018). Nigerian’s poverty statistics and poverty rate in Nigeria. Available at https://naijaquest.com/nigeria-poverty-statistics/.
29. Onyemauwa, C., Ehirim, N., Lemchi, J., Ben-Chendo, N., Nwosu, O. and Onwuegbuchi, C. (2013). Gender differentials in food output and food security in Anambra State, Southeast Nigeria. International Journal of Agricultural Science, Research and Technology in Extension and Education Systems, 3(1),53-59
30. Oshinowo, O.Z. (2017). Monitoring Impact Analysis of Microfinance Institutions on Rural Households Wellbeing in Oyo State: A Case Study of IFAD/RUFIN Supported Project. Final Draft Report.
31. People’s Television. (2017). Bank of Agriculture (BOA) decries attitude of farmers to loan repayment, begins loan recovery. Ptvng.com/categories-1-layout/ite.
32. Rural Finance Institution Building Programme. (2010). Costing and financing. rufinnigeria.org/index.php.
33. Rural Finance Institution Building Programme. (2011). December quick facts. rifinnigeria.org/index.php.
34. Wangwe, S. and Lwakatare, M. (2004). Innovation in rural finance in Tanzania. Paper prepared for the Third Annual Conference on Microfinance held from 15th to 17th March 2004 at the AICC, Arusha.
35. World Bank (2008). Rural finance in Nigeria: Integrating new approaches. Washington, DC. © World Bank.