طراحی و اعتباربخشی الگوی بهینۀ برنامۀ درسی سواد مالی برای دانش‌آموزان دورۀ متوسطۀ اول

پژوهش در برنامه ریزی درسی

دوره 18، شماره 71، اسفند 1400، صفحه 61-78   

نوع مقاله: مقاله پژوهشی

شناسه دیجیتال (DOI): 10.30486/jsre.2022.1938995.1976

نویسندگان

نفیسه عباسپور اصفهانی¹؛ جواد حاتمی^{* 2}؛ علیرضا صادق زاده قمصری³؛ محسن ایمانی نائینی⁴؛ عادل پیغامی⁵

¹دانشجوی دکتری برنامه‌ریزی درسی دانشگاه تربیت مدرس، تهران، ایران.

²استاد گروه علوم تربیتی دانشگاه تربیت مدرس، تهران، ایران.

³استادیار گروه علوم تربیتی دانشگاه تربیت مدرس، تهران، ایران.

⁴دانشیار گروه علوم تربیتی دانشگاه تربیت مدرس، تهران، ایران.

⁵دانشیار دانشکده معارف اسلامی و اقتصاد دانشگاه امام صادق(ع)، تهران، ایران.

چکیده

هدف پژوهش حاضر، طراحی و اعتباربخشی الگوی بهینۀ برنامۀ درسی سواد مالی برای دانش­آموزان دورۀ متوسطۀ اول بود.  برای گردآوری داده­ها از رویکرد کیفی به ­شیوۀ تطبیقی و اسنادپژوهی استفاده شد. جامعۀ پژوهش شامل اسناد سواد مالی طی بازۀ زمانی 2020-2000 بود. نمونه­گیری به­ شیوۀ هدفمند انجام شد و حجم نمونه شامل 90 سند بود. مبنای تحلیل و کدگذاری داده­ها واحد مضمون بود. روایی داده­ها از طریق سه­سویه­سـازی و چـک کـردن همکاران پژوهشگر اصلی و اعتباربخشی از طریق اجرای مجدد، حاصل شد. یافته­ها مطابق با الگوی اکر در قالب مؤلفه­های برنامۀ ­درسی سواد مالی شاملِ منطق، اهداف، محتوا، فرصت­های یادگیری، منابع، نقش معلم، زمان، فضا، گروه­بندی و ارزشیابی، تبیین گردید. برای اعتباربخشی الگوی پیشنهادی از ­شیوۀ گروه کانونی استفاده شد. بر اساس نتایج حاصل، ویژگی­های مؤلفۀ اهداف برنامۀ درسی سواد مالی بدین صورت اولویت­بندی گردید: 1) آماده­سازی نوجوانان در مدیریت امور مالی؛ 2) حصول امنیت مالی در ابعاد فردی، خانوادگی و اجتماعی؛ 3) برنامه‌ریزی­های کوتاه­مدت و بلندمدت مالی؛ 4) آینده­نگری و مسئولیت­پذیری مالی؛ 5) خودکارآمدی مالی و کارآفرینی؛ 6) ایجاد نگرش انتقادی نسبت به مسائل مالی؛ 7) تقویت قدرت تجزیه و تحلیل و حل مسائل مالی و 8) درونی­سازی ارزش­های دینی و اخلاقی. همچنین، تدوین استانداردهای ملی سواد مالی پیشنهاد شد.

کلیدواژه‌ها

اعتباربخشی؛ الگوی سواد مالی؛ طراحی الگو؛ متوسطۀ اول

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